Travel insurance online

Insurance for tourists from trusted Ukrainian insurance companies

PZUINGOТАСЄвроінс УкраїнаКняжаARXАрсенал СтрахуванняВУСОУНІКА

Everything about the electronic travel insurance policy

What does an electronic policy look like?

Each policy has its own template, but all travel policies are generated as a digitally signed PDF, and key information is duplicated in Ukrainian and English.

Policy example

Is electronic insurance reliable?

An electronic insurance policy has the same legal force as a paper one. When you buy a travel policy, the insured persons' data is instantly recorded in the insurer's database.

Do I need to print the policy?

Not necessarily. You can save the travel insurance PDF on your phone or tablet and show it on the screen if needed. You can also print it if you prefer.

How to get travel insurance online?

01

Enter the destination and travel dates.

02

Choose the best offer from insurers.

03

Fill in the tourists' details.

04

Pay and receive the policy by email.

What is travel insurance

Travel insurance gives you peace of mind, letting you focus on your trip or business instead of worrying about unexpected financial losses. Travel insurance means comprehensive protection — a policy that covers costs related to unforeseen situations during the trip. This may include medical care, flight delays, lost luggage, or other inconvenient events. The main goal of travel insurance is to provide financial protection for the traveler.

Types of travel policies

  • Medical travel insurance: covers treatment, medicines, diagnostics, and medical assistance abroad, including emergency care, hospitalization, and medication.
  • Travel accident insurance: payouts in case of injuries or temporary disability during the trip.
  • Baggage insurance: compensates for loss or damage to belongings in transit.
  • Trip cancellation insurance: refunds for purchased tickets or booked hotels in case of force majeure.
  • Third-party liability insurance: protection if the traveler unintentionally causes material or physical damage to others.

How much does travel insurance cost

The cost depends on several factors:

  • Destination country: trips to the USA or Canada cost more than to European countries.
  • Trip duration: the longer the trip, the higher the price.
  • Traveler's age: for children and seniors the price may be higher.
  • Coverage scope: policies with extended coverage cost more.
  • Activities: extreme sports or active leisure require separate insurance.

How to buy the best travel insurance policy

Before signing a contract, compare offers from different insurers. Pay attention to reviews, coverage terms, and exclusions. Check the deductible and conditions for payouts. Reading the contract before signing helps avoid misunderstandings later. When taking out travel insurance, carefully review the Exclusions section. For example, some policies do not cover active sports or route changes. If you plan extreme activities, check whether such risks are included in the standard package.

What to do in case of an insured event

If a medical or any other insured event occurs, contact the insurance company or assistance service first. Follow the instructions in the travel policy: collect the required documents (receipts, certificates) and submit a claim. The settlement usually follows a set process and requires prompt information exchange between the traveler and the insurer.

You can buy travel (medical) insurance abroad, but with nuances and not from all insurers

According to most insurers' rules, travel insurance for going abroad should be purchased while you are in Ukraine. This helps prevent fraud cases when someone buys a policy only after health issues appear. Sometimes you stay abroad longer, the previous policy expires, and you need a new one. In that case some insurers allow purchasing a policy while abroad, but with certain nuances.